My WordPress Blog Wed, 17 Apr 2019 16:40:01 +0000 en-US hourly 1 Installment loan by week without appraisal Wed, 17 Apr 2019 16:40:01 +0000

You are in need of fast loans during the day. You are having trouble borrowing procedures. The loan service by your side is both simple and fast. Will be present immediately and immediately to help you right now. Clarification at

Weekly installment loans are quick loans with money during the day but you only pay at the end of the week. This is a loan package that does not require you to prove your income, no collateral is required. We also do not need to call for evaluation of home – relatives. Do not disturb anyone in your family or relatives where you are living and working.

Simple and quick loan procedures

Simple and quick loan procedures


The procedure simply needs to provide an ID card and household registration book (both originals or photos are acceptable). After reviewing and comparing personal information, we return immediately, not keep any documents of customers. In addition, if the following documents are available, you can still borrow cash quickly during the day. Specifically:

  • Business registration license, store.
  • Electricity and water bills, Cable, Internet> = 500,000 VND.
  • Certificates of land use rights.
  • Life insurance policies, human insurance.
  • Contract, motorcycle, big motorbike …
  • Other purchase contracts such as television, air conditioning, cars …

There is one of the above documents that customers who are supported with installment loans do not mortgage with me. We hope that every time you come to use the service, you can borrow money quickly during the day.

Fast disbursement time of the day

From the time the staff consulted, appraised the second sheet, made the file, the loan contract within 30 minutes. Are you receiving cash in hand. Just 30 minutes, because we understand your mood is very messy right now. Want to find a prestigious weekly loan address, simple procedure to borrow money quickly in the day. To solve difficulties right before your eyes. So we will create all favorable conditions and easy for you to get the fastest loan.

We are committed to customers that 100% of personal information. Your sibling loan application is completely confidential, no one knows even your loved one. Only you are responsible for all the loans. Loans are there, every time I go online to help you with difficulties. Please contact our consulting company from Monday to Sunday every week.

The fastest disbursement in 30 minutes has money in hand

The fastest loan target

You are a civil servant, a teacher who is working in the State, workers and housewives. Or watchmakers, marketers, motorcyclists, newly graduated students who have no job, self-employed … all of them are allowed to borrow in the week after their children. Weekends have money to pay for the guests. As long as you are a Vietnamese citizen of 22 years or older, you are living and working in Ho Chi Minh City. Irrespective of composition, social status, degree, position, gender, occupation at all. Everyone is free to borrow money at low interest rates during the day.

Each customer has a different condition, situation and needs. Your counselor will analyze and guide you. You can choose appropriate loan limits, fast disbursements during the day, and the lowest interest rates.

Attractive interest rates

Attractive interest rates

Weekly loans are not only borrowed quickly. But you can get a low interest rate loan soon. We are private companies that lend money quickly but interest rates are always lower. Or parallel to the bank interest rate. Specifically, please refer to the following:

  • Lowest interest rate: 4% / year.
  • Highest loan interest rate: 5.5% / year.
  • Shortest loan period: 61 days.
  • The longest loan period: 365 days.

At each private financial company – banks that apply weekly loans will have different interest rates from time to time. However, at present, the interest rate on my side is not too high, you can safely rest assured that I don’t need to prove my income. In order to understand each specific loan package associated with a specific lending rate, please call us immediately to get the most accurate answer.


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Loan Insurance – What is the withdrawal period? Sun, 24 Mar 2019 13:44:12 +0000

The withdrawal period refers to a time limit applying to a credit transaction, an insurance transaction, a home sale or a distance sale. The current withdrawal period is 14 days for a consumer loan. It starts on the day of acceptance of the pre-loan offer.

For any purchase or construction of residential real estate, the withdrawal period is 7 days.

More on withdrawal period

consumer loan

Also known as the delay of repentance, the withdrawal period offers the consumer the opportunity to reconsider his commitment. Any sales contract is subject to obligations for the seller and the consumer. It must include the following information: the withdrawal period, the cooling-off period, the return period, the after-sales service, the product recall.

In some contracts, there is a withdrawal period, which allows the consumer to reconsider his decision to accept an offer. In contrast to the reflection period, a retraction requires the consumer to actively take action.

There are several ways to make a retraction:

consumer loan

  • Send registered mail with AR
  • Return the goods
  • Return the detachable form
  • Advance payments prohibited

Depending on the contract, the duration of the withdrawal period can vary from 7 to 30 days. This period begins on the date of contract subscription or on the order date. When the consumer withdraws, the professional has the obligation to make a refund within 30 days after the withdrawal.

The consumer law of March 17, 2014 imposes a 14-day withdrawal period and a 14-day period for the professional to reimburse the consumer.

Retraction period depending on the type of contract:

  • 14 days for a consumer loan
  • 7 days for a real estate purchase (from the date of receipt of the deed)
  • 14 days for door-to-door canvassing
  • 14 days for a distance sale
  • 30 days for life insurance
  • 7 days for a marriage agency
  • 14 days for a contract of enjoyment of a timeshare property

The word of the broker

money broker

The withdrawal period is also called the cooling-off period.

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Renouncing your commitment: the waiver period Wed, 27 Feb 2019 14:26:26 +0000

The waiver period is the period during which the subscriber of a life insurance policy is entitled to terminate his commitment, without any costs. The subscriber has a cancellation period of 30 days from the date on which he receives confirmation of the conclusion of the contract.

To use his right of withdrawal, he must send a registered letter with AR.

More on Delay of renunciation

home insurance

Distance selling opens a right to the withdrawal period, also known as the withdrawal period, during which the consumer can decide to renounce the purchase he has made. The right to renounce has recently been reinforced by the law on consumption known as Hamon law 2014.

Any natural person has the possibility to renounce an insurance contract that he has subscribed for personal needs such as home insurance, car insurance or accident insurance.

Since July 1st, 2008, you can exercise your right of renunciation to terminate your contract, without any expenses and without having to motivate your request, during a period of 14 days beginning at the conclusion of the contract, except if you have asked to receive compensation for a claim made during this period. To do this, you must send your insurer a registered letter with acknowledgment of receipt. Your contract is then terminated on the date of receipt of the mail by the insurer.

The cancellation period concerns precisely distance sales, commercial solicitation and the retraction of professionals.

The cancellation period concerns any distance selling (internet sales, telephone or mail). For purchases made on the internet, this period is subject to specific provisions.

The cancellation period also concerns any sale concluded at the consumer’s place of residence or at his place of work as well as at any other place where the seller is not normally present in the context of his professional activity: during a trip, for example or when the customer wishes to be solicited.

The withdrawal period may also occur when a sale is made in a business premises when the consumer has been personally invited in it by email, phone call …

Any professional client may benefit from a right of withdrawal in the case where the service or the property remains outside his professional field of activity and if the company of which he is part employs less than 6 persons.

There are exceptions: the waiver period does not apply to a tourism package, social service provision or health benefit.

The word of the broker

loan broker

The Hamon 2014 law allows today a retraction period of 14 days (against 7 days before) for any contract subscribed from the date of June 14, 2014. This period is the legal minimum period: each professional may decide to extend it . The cancellation period begins at the time of the contract for the services or at the time of delivery / receipt of the goods for a purchase of product (s). In the event that the consumer has not been informed of his right of withdrawal, he is entitled to an extension of 12 months. When the consumer decides to give up his purchase, he does not have to justify himself.

In the case of the purchase of a good, the customer has 14 days to return it to the seller and must be able to issue proof of shipment (this avoids litigation).

Regarding the refund of the service or the consumer has waived, the seller is required to refund the full amount paid (shipping included). The customer must only pay for the return of the product. However, when the sale has been made outside the establishment and the product has been delivered to the customer’s home, the seller is obliged to recover the goods at his own expense when the latter can not be sent by post by the customer.

In the event that the seller fails to meet the repayment period of interest apply. :

  • Interest at the legal rate for a delay of less than 11 days
  • Interest at the rate of 5% for a delay of 11 to 20 days
  • Interest at the rate of 10% for a delay of 21 to 30 days
  • Interest at the rate of 20% for a delay of 31 to 60 days
  • Interest at the rate of 50% for a delay of 61 to 90 days
  • 5 additional points per month of delay

The cancellation period does not in any way affect the effectiveness of a contract guarantee: if a risk has occurred during this period, you are compensated. But when the insurer compensates you, you can no longer exercise your right of withdrawal.

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Non-bank loans against collateral – documents required. Sat, 23 Feb 2019 23:15:02 +0000


A loan for a flat , house or plot requires a full set of documentation for the purposes of analysis and preparation of a suitable loan offer for you. On its basis, we are able to thoroughly examine the legal status of real estate, which allows you to present in the shortest possible period of 24 hours, the assumptions of the loan agreement for the client. Based on the parameters resulting from the documentation, we are also able to precisely determine the amount of the loan, which results from the estimated value of the property. In the descriptions you will find a link to the electronic database of land and mortgage registers where you can check the current legal status of your property.


A loan against the flat:

  • No. of the Land and Mortgage Register.
  • Notarial deed confirming the purchase of an apartment.
  • Certificate from a co-operative or housing community about not paying rent.
  • Certificate from the Tax Office on exemption from inheritance and donation tax or on paid tax. This applies to real estate acquired on the road:
  • Decline – the certificate is always required.
  • Donations – a certificate required when the donation took place after January 1, 2007.
  • Pictures of each room and photos of the staircase.

Home equity loan:

Home equity loan:

  • No. of the Land and Mortgage Register .
  • Notarial deed confirming the purchase of real estate.
  • Extract from the land register.
  • (map surveying) – only if the plot has an area above 30 ares or is marked as “Role”.
  • Certificate from the Tax Office on exemption from inheritance and donation tax or on paid tax. This applies to real estate acquired on the road:
  • Decline – a certificate is required for each Notarial activity.
  • Donations – a certificate required when the donation took place after January 1, 2007.
  • Pictures from the outside showing the whole building and photos of each room from inside the house.

A loan for pledging a building plot: *

  • No. of the Land and Mortgage Register .
  • Extract from the land register.
  • (map geodetic).
  • Notarial deed confirming the purchase of real estate.
  • Certificate from the Tax Office on exemption from inheritance and donation tax or on paid tax. This applies to real estate acquired on the road:
  • Decline – a certificate is required for each Notarial activity.
  • Donations – a certificate required when the donation took place after January 1, 2007.
  • A few photos of the plot and neighboring buildings, the nearest neighborhoods.


Apartment without the Land and Mortgage Register:

Loans are also granted for real estates that do not have an established Land and Mortgage Register. In this situation, we require a relevant certificate from the housing cooperative agreeing to separate the premises into the new Land Register and on the basis of this document on the day of signing the loan. The notary submits an application to the competent court to create it and charge it for the mortgage loan.

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Loans – bank or private entity? Thu, 07 Feb 2019 23:03:11 +0000


However, there is also another difference to be taken into account, and that is that the amounts of money borrowed are sometimes much lower than those that a bank would lend, the interest payable to private lending companies are higher, given the risk that they run for possible defaults, and that the money has to be returned in a short period of time, sometimes days or a month. Depending on the amount borrowed and the type of client, it is possible to pay through monthly installments, although they will never be as extensive as those agreed with a bank.

Each entity has its advantages . Requesting money from a bank can be cheaper, but it can take more time and difficulties since they grant loans and credits to clients whose solvency can be demonstrated through payroll. If they also have properties, it will be easier for them to access their financial products.

However, banks do not grant credits or loans to people who are included in a list of defaulters, and many private equity companies do grant them , provided that the debt has not been incurred by any financial product of any type of entity and does not exceed an amount stipulated by them. For some companies, the maximum amount that could give rise to the debt is 1,000 euros, others establish up to a maximum of 2,500 euros.

Also, the amount of money that needs to be asked for must be considered. It is advisable not to request more money than is needed , since that amount must be returned together with the interest that accrues, so, in more quantity, more interest.

Banks lend money, usually, from an amount of 1,000 euros, however, private equity companies do it from 50 euros, even some lend less money. Of course, it must be borne in mind that when the amounts loaned are small, the return time is also short , being a maximum of 30 days, and that, together with it, the agreed interest must be paid.

Difference between loan and credit

Difference between loan and credit

A loan and a credit are different financial products. At the moment of requesting money from an entity, it is necessary to take into account what type of product we need and what conditions are best for each specific situation.

The loan. It is a quantity of money that a financial institution, be it a bank or a private equity company, lends to its client. This money is delivered in its entirety and is usually used for high expenses, such as buying a vehicle or carrying out a project in the case of entrepreneurs.

The interest is fixed on the total of the loaned money and is returned in monthly installments. When applying for a loan to the bank, it will be necessary to explain what the money is going to be used for, while, generally, private equity companies do not ask for explanations about the destination of the borrowed amount.

However, the interest is higher with private companies and the shorter return time, although, on the other hand, it is easier to access a loan with a private entity than with a bank, since the former request less requirements to lend money.

Credit. A credit is an amount of money, less than that which is granted with a loan, that a financial institution makes available to its customers. The interest is calculated based on the money used , but is higher than the amount stipulated in the loan. The amount of money granted in the credit can be used or not, in the case of private equity companies can grant an amount of money and the client only request a small part of that money; in this way, it will only pay the interest of the amount that has been lent to it.

The banks, and also some private equity companies, have credit cards that they make available to their clients so that they have money at the time they need it. Usually, credit cards have two types of interest, one is paid for the money used and the other, lower, by the fact of having a specific amount of money. Maintenance fees must also be paid.

Credits and quick loans . They are amounts of money that private equity companies make available to their clients. The money can be received in the customer’s bank account within a few minutes or hours, always taking into account if the bank with which the lender works is the same as the bank’s customer’s account, from which it must be the holder to apply for a loan or credit.

In the same way that money is received quickly , it is also necessary to return it within a short period of time , which will be stipulated based on the quantity and type of financial product granted.

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